Simple, Transparent Pricing
Choose the plan that fits your brokerage
Solo
For individual brokers getting started
CAD, applicable taxes extra
- Up to 1,000 contacts
- Unlimited policies
- Renewal pipeline, filled 90 days before expiry
- Rule-based lead scoring
- Rule-based churn-risk scores
- Renewal alerts in the app and an optional daily email digest
Solo Pro
NewFor solo brokers ready to scale
CAD, applicable taxes extra
- Everything in Solo, plus:
- Up to 2,500 contacts
- Analytics dashboard with PDF export
- Cross-sell recommendations
- Priority email support
Team
For growing brokerages
CAD, applicable taxes extra
- Everything in Solo Pro, plus:
- Up to 5,000 contacts
- Team collaboration (5 users)
- Planned: Automation workflows
- Onboarding call
- Priority support
- Alex AI Assistant
Agency
For established agencies
CAD, applicable taxes extra
- Everything in Team, plus:
- Unlimited contacts
- Alex AI Assistant
- Planned: Custom workflows
- Planned: White-label options
- Planned: API access
- Dedicated support
- Planned: Custom integrations
Need a custom enterprise plan?
Compare Plans
| Feature | Solo | Solo Pro | Team | Agency |
|---|---|---|---|---|
| Contacts | 1,000 | 2,500 | 5,000 | Unlimited |
| Users | 1 | 1 | 5 | Unlimited |
| Lead scoring (rule-based) | Included | Included | Included | Included |
| Churn-risk scores (rule-based) | Included | Included | Included | Included |
| Alex AI Assistant | Not Included | Not Included | Included | Included |
| Email Integration | Not Included | Not Included | Coming soon | Coming soon |
| Priority email support | Not Included | Included | Included | Included |
| Onboarding Call | Not Included | Not Included | Included | Included |
Monthly or annual — both are available
Same product either way. The only difference is how often you pay.
Monthly
Maximum flexibility
- Pay month to month
- Cancel future renewals any time
- Smallest upfront commitment
Annual
Best Value2 months free
- Pay for 10 months, get 12
- One annual payment, one invoice
- Lower effective monthly cost
- Best for brokerages using CovioIQ every day
Team, billed annually
$1,490 per year — save $298
With all 5 seats in use that is about $24.83 per user per month.
Agency, billed annually
$3,490 per year — save $698
The largest saving of any plan, with unlimited team members.
All prices in CAD. Applicable taxes calculated at checkout.
Pricing FAQs
Can I try CovioIQ before paying?
Yes! All plans include a 14-day free trial with no credit card required. You get full access to all features during the trial.
Can I switch plans later?
Absolutely. You can upgrade or downgrade your plan anytime from Settings → Subscription. Changes take effect immediately.
What payment methods do you accept?
We accept all major credit cards (Visa, Mastercard, Amex) via Stripe.
How much do I save with annual billing?
You get 2 months free — pay for 10 months, get 12. Team is $1,490 per year instead of $1,788, a saving of $298. Solo saves $98, Solo Pro $158 and Agency $698.
When will I be charged for an annual plan?
Your 14-day free trial runs first. The full annual amount is charged once, as a single payment, when the trial ends — not monthly. Your renewal date is shown in Settings before and after you subscribe.
Can I switch between monthly and annual?
Yes. You can switch to annual at any time from Settings, and we show you exactly what will be charged before you confirm. Switching from annual back to monthly takes effect at your next renewal date, so you keep the annual period you have already paid for.
Does my annual plan renew automatically?
Yes, annually — and we email you 30 days and 7 days before it happens, so a renewal is never a surprise. Cancel any time before then and you keep access until the end of the period you have paid for.
Do annual plans include the same features?
Identical. Annual billing changes only how often you pay — every feature, seat limit and support level on your plan stays exactly the same.
Is my data safe and PIPEDA compliant?
Yes. Your CovioIQ database is stored in Canadian data centers with AES-256 encryption at rest, each agency's records are isolated at the database level, document access and Alex requests are logged, and our privacy practices are built around PIPEDA. We have not yet completed third-party certification audits such as SOC 2 or ISO 27001 — contact us for current security documentation.
More questions?
View Full FAQBuilt for how Canadian brokers work
Purpose-built for the Canadian brokerage workflow — renewals, churn-risk scoring, and cross-sell, in one bilingual, PIPEDA-aligned platform.
Catch at-risk renewals early
Every renewal is scored for churn risk with the contributing factors named — premium change, tenure, policy count, time since last logged contact — so you can reach the clients who need it while there is still time to act.
Never miss a renewal date
Policies flow into a 90/60/30-day pipeline automatically. Nothing depends on a broker remembering to set a reminder.
Grow the book you already have
Coverage-gap detection surfaces cross-sell opportunities across your clients — with the reasoning shown, and broker judgment always required.
Ready to Transform Your Brokerage?
Automate renewals, predict churn, and take the admin work off your week